About Florida Payday Loans
A payday loan (also known as a cash advance) is a type of short-term personal loan. Approved borrowers generally repay the loan balance on their next payday.
A payday loan from ACE in Florida could help Floridians who are experiencing a financial emergency and need quick cash to:
Cover emergency car or home repairs
Pay unexpected medical bills
Stop utility disconnection
Bridge the gap between paychecks
We offer in-store payday loans ranging from $100 to $500 at more than 60 Florida locations. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.1
Applying for a Florida Payday Loan at ACE
Anyone can apply for a payday loan in Florida. The process is quick and simple, and all you need are a few pieces of personal and financial information to start the loan application.
For complete details, please visit the Payday Loans Requirements page.
What Is the Payday Loan Application Process at an ACE Store in Florida?
The payday loan application process is hassle-free and takes just a few minutes. The three basic steps are:
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1
Fill out an application.
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2
Receive a quick decision.
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3
If approved, review and sign the loan documents and walk out with cash in-hand.
Visit an ACE store in Florida today to apply!
Why Choose ACE for a Florida Payday Loan?
Choose a top payday lender with a proven history you can trust! ACE has been in business since 1968, and we deliver a broad range of financial products and services to Floridians that also include installment loans, card services, check cashing, money transfers, bill pay, and money orders.
Where to Apply for a Payday Loan in Florida
With great coverage in Florida, there’s bound to be an ACE near you! We operate in and around big cities like:
as well as in smaller communities like Daytona Beach, Ocala, Naples, and Tamarac.
Questions About Payday Loans in Florida
Yes. Payday loans are allowed in Florida. ACE is a licensed lender in the state.
If you are approved, ACE offers loan amounts in Florida from $100 to $500 in $10 increments. The term is 8 to 31 days, based on how often you get your paycheck. Check our Florida payday advance fees and schedule for details.
There are three options to repay your payday loan in Florida.
- Go to any Florida ACE location with cash on or before the due date.
- Log in to the loan payment center at www.myacepayments.com.
- Call our 24/7 automated phone system at (866) 728-1808.
ACE also offers installment loans in its stores and online for Florida residents. If you need more than $500 as well as more time to pay off the loan, an installment loan is another option to consider.2 Installment loans offer scheduled, substantially equal payments and can be repaid early without penalty, which may save you interest and fees (where applicable).
If you change your mind about your Florida payday loan, you have until close of business on the third business day after receiving your funds to return the principal and pay nothing more. For example, if you take out a loan on Monday, you have until close of business on Thursday to cancel your loan.
